Equipment Finance
Finance the equipment your business runs on.
From trucks and excavators to trailers and forklifts — we compare multiple lenders to secure competitive rates and flexible terms for the assets your business needs.
Fast Approvals
Streamlined assessment so you can get your equipment on the job without unnecessary delays.
Competitive Rates
We compare 50+ lenders to find the most cost-effective financing for your asset purchase.
Flexible Terms
Repayment structures tailored to your cash flow — seasonal, monthly, or balloon options available.
Our process
A streamlined approach to securing your equipment finance, with professional guidance at every stage.
Quick Assessment
Tell us about the equipment you need and your business situation. We'll review your details and show you your options fast.
Compare & Choose
We compare multiple lenders to find competitive rates and loan structures that suit your cash flow and tax position.
Apply & Get Approved
We handle the paperwork and manage the application for a smooth, fast approval process.
Take Delivery
Once approved, we finalise everything so you can take delivery of your equipment and get straight to work.
What we can finance
Tailored financing solutions for a wide range of commercial assets and equipment.
Trucks & Heavy Vehicles
Competitive rates for prime movers, rigid trucks, tippers, and tankers — new and used.
Construction Equipment
Finance for excavators, bulldozers, graders, cranes, and earthmoving machinery.
Agricultural Machinery
Tractors, harvesters, irrigation systems, and other farm equipment financed to suit seasonal cash flow.
Trailers & Attachments
Semi-trailers, flat tops, refrigerated units, and specialist attachments for your fleet.
Forklifts & Warehouse Equipment
Forklifts, reach stackers, pallet jacks, and warehouse automation equipment.
Vans & Utes
Commercial vans, work utes, and 4WD workhorses for trades, deliveries, and service businesses.
Why use a broker?
Unbiased expert advice
We work exclusively for your interests, not the lenders — ensuring you get the most competitive rates and terms.
Access to 50+ lenders
Unlock a wide network of lending options including specialist asset finance lenders you won't find at a bank branch.
Seamless management
From application to settlement, we handle the paperwork and keep everything moving so you can focus on your business.
Frequently asked questions
Ready to finance your next asset?
Talk to an HMSF equipment finance specialist today. We'll find the right structure for your business — fast.